Not All Lenders Are Created Equal !
Purchasing a home is one of the largest decisions you'll face, and who you partner with, ie, who you entrust to the processing of your loan can make or break your transaction ... not to mention your sanity ... if not chosen correctly!
Many folks believe interest rates are the most important factor when shopping for a Lender - it's true, interest rates ARE important, however, overall competitiveness of costs, programs, and the variety of programs to fit every type of Buyer is crucial, along with timely service, processing, and consistent communication to keep your transaction on track for closing is imperative.
The first step in the mortgage process is pre qualifying, which will determine how much a lender will lend you. Most lenders use national guidelines to determine the maximum amount that they will lend. Within the context of these standards, some lenders choose to be lenient and flexible, while others are strict. To pre qualify you, lenders look at the following information:
Click here to start your pre-qual process - a trusted local lender is ready to connect & serve you to ensure your loan qualification process starts immediately!